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You just graduated, and you plan to work for 15 years and then to leave for the Australian "Outback" bush country. You figure you can save $3,500 a year for the first 10 years and $5,000 a year for the next 5 years. These savings cash flows will start one year from now. In addition, your family has just given you a $45,000 graduation gift. If you put the gift now, and your future savings when they start, into an account which pays 9 percent compounded annually, what will your financial "stake" be when you leave for Australia 15 years from now? (15 points)