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4 6 8 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 41 42 Loan Amount (BO) Annual Interest Rate # times per year interest accrued Periodic Rate Term (years) # payments per year Number of payments (N) Balloon (balance after final payment) Points paid at origination to get loan 7.66% 12 0.64% 30 12 360 $0.00 AKA "Fully Amortizing" 1.50% Interest in (t+l): (i/m)*B_t Balance in (t): B_(t) $6,383.33 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Payment in (t+l) Balance in (t+l): B_(t+l) $7,102.03 $999,281.30 Principal paid in (t+l) (=PMT-INT) $718.70