show work

You need to borrow $20,000 to buy a car. Bank A is charging you a stated rate of 4% compounded every month; you must make monthly payments for 5 years. Bank B is charging you 3.9% compounded continuously; you also must make monthly payments for 5 years. Which deal do you like better: Bank A's or Bank B's? You need to borrow $20,000 to buy a car. Bank X is charging you a stated rate of 6% compounded every month; you must make monthly payments for 5 years. Bank Z is charging you 5.9% compounded continuously; you also must make monthly payments for 5 years. Which deal do you like better: Bank X's or Bank Z's