Shutdown in Real Life with Real Consequences

Read the following article regarding breach of consumer data by Equifax:

https://www.nytimes.com/2017/09/08/technology/seriously-equifax-why-the-credit-agencys-breach-means-regulation-is-needed.html

After reading the following questions:

a) Should the government shutdown Equifax? If yes, on what ground? If no, on what ground?

b) Should consumers stop using Equifax? If they stop using Equifax, should Equifax shutdown?