Shyam is a participant in a SIMPLE 401(k) plan. He elects to contribute 4% of his $40,000 compensation to the account, and his employer contributes 3%. If an amount is zero, enter "0". Shyam has elected to contribute 1,600 to his SIMPLE 401(k) plan. His employer will contribute $ 1,200 V. Of these amounts, 38,400 X will not vest immediately