SIAMSQUARE SAMYAN CBS1 Sales 2,818,700 1,882,000 1,846.000 Trading profit 944,276 682,225 669,175 968,377 231,000 595,161 232,500 $53,530 223,500 Operating expenses Salary Interest Marketing 3,184 499 499 0 0 0 Rental 328,000 288,000 288,000 0 0 0 164.340 0 120,000 0 Overflow charge warehouse Overflow charge retail Penalty charges Depreciation charges Loss due to asset disposal Claims Maintenance 60,000 0 0 0 61,853 74,162 41,531 0 0 0 Customer service 0 0 Logistic 0 0 Human resource 0 Net profit -24.101 87.064 115,645 The following are some of PT SIAMSQUARE's financial statements and competitor data. If you are a Management consultant, analyze the financial condition of PT SIAM SQUARE, through the following questions: A) Siam square plans to increase its activities by using loan facilities. The company is considering using an amortized loan or interest loan only. Explain the difference and what are your suggestions regarding this option