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Sima has won the Wisconsin lottery with a jackpot of $10,000,000. She will be paid out in 20 equal annual installments with the first payment

Sima has won the Wisconsin lottery with a jackpot of $10,000,000. She will be paid out in 20 equal annual installments with the first payment made immediately. If she had the money now she could invest it in an account that generates 9% compounded annually. What is the present value of the stream of payments

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