Siman recently recenes a credit card with a 12% nominal interest cote. With the card, he purchused an Applo iphone 11 for $740. The minivmurn payment on the carf is anly sio per month a. If Simon makes the minimum monthly payment and makes no other charges, how many manths wal ir be before he pays off the card? Do not round intermediate calalations. Resind your answer to the nearest nholn namber. month(s) b. If Simon makes monthly payments of 535 , how many months will k be before be peys off the debt? Do not round intermedate calculations. Round your answer to the nearest while number. month(s) nearest cent