Simone's debt safety ratio changed to $25\%.$ Her take$-$home pay must have increased grad or her monthly loan payments must have decreased grad. Lenders may now be willing to give her a loan than they were before this change.

How can periodically computing one's debt safety ratio be useful? Check all that apply.

It can serve as an early warning system of approaching financial trouble, providing time to take preventive measures.

It can influence decisions about looking for a higher$-$ of lower$-$paying job.

It can influence decisions whether to return to school, if a loan will be needed to pay for it$.$