Situation: George Bell has a PAP with the following coverages: Liability Coverages: $100,000/$300,000/$50,000 Medical Payments: $5,000 per person Uninsured/Underinsured Motorist: $50,000/$100,000/$25,000 Collision: $250 deductible Other-Than-Collision: $100 deductible The auto covered by the policy is a 2017 Honda Accord. It was purchased new for $24,000. The current Blue Book value of the car is $14,500. With respect to the following, answer whether the loss is covered and the amount payable, if any, under George's policy