size of replacement payment

Two debts, the first of $1800 due six months ago and the second of $1000 borrowed two years ago for a term of five years at 2% compounded annually, are to be replaced by a single payment one year from now Determine the size of the replacement payment if interest is 3.2% compounded quarterly and the focal date is one year from now The size of the replacement payment is s (Round to the nearest cent as needed. Round all intermediate values to six decimal places as needed )