Smallville Bank has the following balance sheet. ASSETS SAmount Rate earned LIABILITIES & EQUITY $Amount Rate paid (million) per annum (million) per annum 3-month Treasury notes 40 35 3.5% Overnight interbank funds 70 7.5% 180-day bank bills 80 6.5% 2-year fixed rate personal loans 110 736 70 30 year floating rate mortgage loans (rate adjusted monthly 1-year variable-rate term deposits (rate adjusted quarterly) 3-year fixed-rate term deposits Non-earning assets 0 0% 75 5,5% Equity 40 Total 300 Total 300 Calculate Smallville Bank's 6-month repricing gap. Show all your workings