Smallville Bank has the following balance sheet, rates earned on its assets, and rates paid on its liabilities. Rate Earned (1) 0 8 6 10 0 9 Balance Sheet (in thousands) Assets Cash and due from banks $ 6,000 Investment securities 22,000 Repurchase agreements 12,000 Loans less allowance for losses 80,000 Fixed assets 10,000 Other earning assets 4,000 Total assets $134,000 Liabilities and Equity Demand deposits $ 9,000 NOW accounts 69,000 Retail CDs 18,000 Subordinated debentures 14,000 Total liabilities 110,000 Common stock 10,000 Paid-in capital surplus 3,000 Retained earnings 11,000 Total liabilities and equity $134,000 Rate Paid (6) 0 5 7 8 Smallville Bank has the following balance sheet, rates earned on its assets, and rates paid on its liabilities. Rate Earned (1) 0 8 6 10 0 9 Balance Sheet (in thousands) Assets Cash and due from banks $ 6,000 Investment securities 22,000 Repurchase agreements 12,000 Loans less allowance for losses 80,000 Fixed assets 10,000 Other earning assets 4,000 Total assets $134,000 Liabilities and Equity Demand deposits $ 9,000 NOW accounts 69,000 Retail CDs 18,000 Subordinated debentures 14,000 Total liabilities 110,000 Common stock 10,000 Paid-in capital surplus 3,000 Retained earnings 11,000 Total liabilities and equity $134,000 Rate Paid (6) 0 5 7 8