Smallville Bank has the following balance sheet, rates earned on its assets, and rates paid on its Ilabilities.

$\backslash$table$[[$Balance Sheet $($in thousands$),],[,,$Rate Earned $(\%)],[$Cash and due from banks,$$7,300,0],[$Investment securities$,35,000,8],[$Repurchase agreements,$25,000,6],[$Loans less allowance for losses,$93,000,10],[$Fixed assets,$23,000,0],[$Other earning assets,$5,000,9],[$Total assets,$$188,300,],[,$ Liabilities and Equity,,Rate Paid $(\%)],[$Demand deposits,$$11,000,0],[$NOw accounts,$82,000,5],[$Retail CDs$,31,000,7],[$Subordinated debentures,$27,000,8],[$Total liabilities,$151,000,],[$Common stock,$23,000,],[$Paid$-$in capital surplus,$4,300,],[$Retained earnings,$10,000,],[$Total liabilities and equity,$$188,300,]]$

If the bank earns $$133,000$ in noninterest income, Incurs $$93,000$ in noninterest expenses, and pays $$2,630,000$ in taxes, what is its net Income? $($Enter your answer in dollars, not thousands of dollars.$)$

Net income