Snow White is considering investing in an IVIC. She is researching the product features of various companies. In particular, she is interested in the kind of fees and charges that a plan might levy on the funds in which she intends to invest. Snow has heard about front-end load funds, back-end load funds and no-load funds. She intends to invest $100,000 as a single sum in a non-registered IVIC and keep the investment in the plan for at least 15 years. Based on her intentions, which of the following statements regarding fees and charges would be most relevant for Snow? A no-load fund will allow her investment to goow without any charges levied against it. The back-end load will levy a charge on any withdrawals of 5% at any time she makes her withdrawal. Fees or charges of some kind will diminish the investment returns on any of these plan types. The front-end load will charge her an annual fee on her deposit of 1% to 2%