Snowflake Manufacturing [SM] has recently come to the bank you work for looking for a $280,000 long-term loan. The following data was submitted with SMs loan application: 2019 2020 2021 Current assets............................. $316,500 $475,200 $820,800 Current liabilities ....................... 120,000 155,400 414,600 Non-current liabilities................ 60,800 175,200 300,000 Shareholders' equity................... 303,700 408,600 490,200 Operating income....................... 168,900 103,500 208,500 Interest expense.......................... 7,200 13,200 28,500 Income tax expense.................... 65,400 34,200 72,000 Net income................................. 96,300 56,100 108,000 Operating cash flow................... 106,300 64,200 115,000 The loan committee has asked you to analyze the data using at least three relevant financial ratios and complete a brief trend analysis. They would also like you to briefly discuss any limitations that might exist when completing this type of analysis and what data dashboards can do to help this. Finally, they have asked that your report also contain a recommendation about whether SMs loan request should be approved. Required: Prepare the report