Snowflake Manufacturing (SM] has recently come to the bank you work for looking for a $280,000 long-term loan. The following data was submitted with SM's loan application: 2020 Current assets. Current liabilities Non-current liabilities Shareholders' equity. Operating income... Interest expense... Income tax expense. Net income.... Operating cash flow..... 2019 $316,500 120,000 60,800 303,700 168,900 7,200 65,400 96,300 106,300 $475,200 155,400 175,200 408,600 103,500 13,200 34,200 56,100 64,200 2021 $820,800 414,600 300,000 490,200 208,500 28,500 72,000 108,000 115,000 The loan committee has asked you to analyze the data using at least three relevant financial ratios and complete a brief trend analysis. They would also like you to briefly discuss any limitations that might exist when completing this type of analysis and what data dashboards can do to help this. Finally, they have asked that your report also contain a recommendation about whether SM's loan request should be approved. Required: Prepare the report