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The following shows the balance sheet for a bank. The manager wants to get an idea about the interest rate risk faced by her bank. She asks the research staff to conduct a basic gap analysis. She is a bit worried about the interest rate risk (because her job depends on how successfully she manages this risk). As a member of the research staff, which of the following actions would you recommend to be taken to reduce the interest rate risk? There are more than one correct answer. Sell some of your long-term securities and use the proceeds to buy short-term securities. Sell some of your short-term securities and use the proceeds to buy long-term securities. Try to reduce your long-term loans and increase your short-term loans. Try to reduce your short-term loans and increase your long-term loans. Try to reduce your variable-rate CDs and issue more saving accounts. Try to reduce the amount of savings deposits and issue additional variable-rate CDs. Reduce the amounts in money market deposit accounts and issue more long-term CDs. Reduce the amounts of long-term CDs and issue more money market deposit accounts