Solve these two questions regarding the value of a retirement account at some point in the future.

If the amount you can earn in interest is 10.8%, and the amount you invest today is $5,000,

a.	What is the value of this account when you retire in 44 years? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 12.34.)
b.	What would the value be if you waited 10 years to make the same investment? Your retirement date does not change. (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 12.34.)