Som Waters just received $12,000 from his grandmother's estate. He has thought about buying himself a new Harley with the money but has decided Instead to add the money to his mutual fund account. What is he doing to obtain the money for investing? Multiple Choice Sacrificing some purchases to provide financing for investments Maicing a special effort once or twice a year to save Paying himself first Participating in an elective savings program Sacrificing some purchases to provide financing for investments Making a special effort once or twice a year to save Paying himself first Participating in an elective savings program Taking advantage of employer-sponsored retirement programs