Some credit card companies offer a "teaser" rate, an initial interest rate that is exceptionally low for a short period of time $($usually less than $1$ year$)$ and then adjusts to a much higher rate. For borrowers with good credit scores $($above $670),$ the interest rate ranges from $0\%$ to $5\mathrm{.}5\%.$ Suppose Janice has two credit cards, one with a balance of $$1,463\mathrm{.}60$ and the second with a balance of $$1,325\mathrm{.}73.$ If she transfers both of her card balances to a credit card with an annual interest rate of $3\mathrm{.}5\%$ and wants to repay her entire debt in $1$ year, what are her monthly payments $($in dollars$)?($Round your answer to the nearest cent.$)$