Some states (e.g., Hawaii, California, Michigan, Massachusetts and Maryland) have bans or restrictions aimed at preventing people with poor credit from facing higher rates for their homeowner, auto, and renters insurance. Assume a state has decided to expand this policy and outlaws the sharing of individuals' credit histories as an illegal invasion of privacy for all inquiries. As a consequence, it is predicted the A. cost of borrowing money to rise. B. number of loans to unworthy credit risks to rise. C. problems of asymmetric information to become more severe. D. All of the above. E. None of the above