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Someone asks you to invest $ 1 0 , 0 0 0 now. As a return, they will pay you $ 3 , 5 0

Someone asks you to invest $10,000 now. As a return, they will pay you $3,500 per year for four years. You know you need to have a return rate of %15 otherwise you would rather put your money in the bank. Is this a worthwhile investment based the PW method?
a. Solve the problem by hand;
b. Solve the problem using Excel.

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