Someone decides to invest $15,000 in a money market fund that guarantees a 4.7% annual interest rate compounded monthly for 7 years. A one-time fee of $50 is charged to set up the account. In addition, there is an annual administration charge of 1.5% of the balance in the account at the end of each year. On this one, give me the value of the account, at the end of the first year