Someone needs to borrow $10,000 to buy a car and the person has determined that monthly payments of $225 are affordable. The bank offers a 3-year loan at 7% APR, a 4-year loan at 7.5%, or a 5-year loan at 8% APR. Which loan best meets the person's needs? Explain. Which loan best meets the person's needs? (Round to the nearest cent as needed.) O A. The third loan best meets the person's needs because the monthly payment of $ is less than the maximum budgeted amount of $225 per month. O B. The second loan best meets the person's needs because the monthly payment of $ is less than the maximum budgeted amount of $225 per month. O C. The first loan best meets the person's needs because the monthly payment of $ is less than the maximum budgeted amount of $225 per month. O D. None of the loans meet the person's needs