Sometimes cash liquidity can be an issue for businesses and also in personal finances as well. Some businesses will increase cash availability by reducing the number of credit sales made. Also if a business is a retail or it has available inventory to sell. It could reduce prices of the inventory, and sell goods fast. A business could also reduce the time it takes to collect receivables. The business could also take out a business loan to increase cash. Another option for businesses is to invest in bond or stock that yield money in the long run. Similarly a private person can also take out a personal loan with no or little interest to increase cash flow. Personal finances could also be increased from selling goods, pawning personal items or having a yard sale or selling things online. Personally one could also try to reduce bills and lower payments on students loans or defer payments until cash flow increases. For example by getting a better job or reducing debt by paying off a car or personal loan.

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