Sonali age 30 years working in private company as a manager had been very conservative investor and till now has been investing in Bank FD’s /NSC/PPF and has been very skeptical about investing in Equity Market. However she is now seeking your advice for asset allocation for long term investing for attainment of financial goals and for that she has been exploring different strategies to overcome volatility of Equity market. She is exploring following investment strategies for same

a) Value Averaging

b) Smart Beta strategies

c) Dynamic Asset Allocation

Advice on these strategies by giving suitable examples for creating long term wealth creation