Sophia wants to calculate her financial net worth. She gathers her financial information and finds the following: - Amount paid last month for utilities: $158 - Annual gross salary: $26,754 - Combined Checking and Savings account balances: $4,570 - Credit card balance: $1,194 - Car loan balance: $18,673 - Estimated value of car: $13,108 - Total amount paid for college education: $62,042 How much is her financial net worth? [Hint reminder: Not everything I tell you is always required to solve a problem!]