Spivey Company's goal is to have an ending cash balance each month of $100,000. For March, the company had to borrow $45,000 to meet this goal. For April, Spivey had a net cash flow of-$62,000. For May, Spivey had a net cash flow of - $74,000. Given the company's goal, what is its cumulative borrowing for March through May? (Enter your answer in dollars and cents).