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ssignment 04 - Analysis of Financial Statements 2. Liquidity ratios Most firms borrow money to finance some of their assets, and most will choose to

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ssignment 04 - Analysis of Financial Statements 2. Liquidity ratios Most firms borrow money to finance some of their assets, and most will choose to borrow some long-term funds and some short- funds. Which group of lenders would put greater emphasis on a firm's liquidity ratio when evaluating a potential borrower? Long-term lenders Short-term lenders The most recent data from the annual balance sheets of N&B Equipment Company and Jing Foodstuffs Inc. are as follows: Jing Foodstuffs Inc. Jing Foodstuffs Inc. N&B Equipment Company $0 Assets Current assets Cash Accounts receivable Inventories Total current assets Net fixed assets Net plant and equipment $861 315 924 2,100 Balance Sheet December 31st (Millions of dollars) N&B Equipment Company Liabilities Current liabilities $553 Accounts payable 203 Accruals 594 Notes payable 1,350 Total current liabilities Long-term bonds 1,650 Total debt Common equity Common stock Retained earnings Total common equity 3,000 Total liabilities and equity 190 1,075 1,265 1,012 1,012 1,547 1,238 2,250 1,650 2,812 610 328 488 262 750 3,000 938 Total assets 3,750 3,750 N&B Equipment Company's current ratio is , and its quick ratio is and its quick ratio is ; Jing Foodstuffs Inc.'s current ratio is . Note: Round your values to four decimal places. Which of the following statements are true? Check all that apply. Jing Foodstuffs Inc. has a better ability to meet its short-term liabilities than N&B Equipment Company. A current ratio of 1 indicates that the book value of the company's current assets is equal to the book value of its current liabilities. If a company has a quick ratio of less than 1 but a current ratio of more than 1 and if the difference between the two ratios is large, then the company depends heavily on the sale of its inventory to meet its short-term obligations. Compared to N&B Equipment Company, Jing Foodstuffs Inc. has less liquidity and a lower reliance on outside cash flow to finance its short-term obligations. An increase in the current ratio over time always means that the company's liquidity position is improving

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