St. Margaret Beer Co.'s optimal capital structure calls for the firm to have 20% debt and 80% equity financing. The firm's board of directors has decided to include only 10% debt in the firm's capital structure. The reason for using less than the optimal amount of debt is that the board wants to ensure they can borrow at a reasonable rate if a good investment opportunity arises. O The firm's amount of debt will not have an effect on the relationship between managers and shareholders. O The board's decision will help to align management's interests with the shareholders' interests. O The board's decision will give management an opportunity to make decisions that may not be in the shareholders' best interest