Stacy, a selfemployed accountant, currently earns $100,000 annually. Stacy has been able to save 18% of her annual Schedule C net income. Assume that Stacy paid $11,000 in Social Security taxes, and that she plans to pay off her mortgage at retirement, thereby relieving her of her only debt. Stacy presently pays $1,500 per month toward the mortgage. Based on the information provided herein, What do you expect Stacy's wage replacement ratio to be at retirement? a. 49%. b. 53%. c. 59%. d. 63%