Stacy Medavoy will invest $$8,960$ a year for $20$ years in a fund that will earn $10\%$ annual interest.

Click here to view factor tables.

If the first payment into the fund occurs today, what amount will be in the fund in $20$ years? If the first payment occurs at year$-$end, what amount will be in the fund in $20$ years? $($Round factor values to $5$ decimal places, e$.$g$.1\mathrm{.}25124$ and final answers to $0$ decimal places, eg$.458,581.$

First payment today $$

First payment at year$-$end $ $$