Surinder is 64 years old and is contemplating taking a two-month long trip to Latin America. Surinder has heard about the perils of having a medical emergency while travelling and has met with an insurance agent to get a quote for travel insurance. Which of the following would cause Surinder's premium to increase from what he was quoted by his agent? I. changing his destination to the United States i, reducing his trip to one-month ill. postponing his trip by a year iv. getting diagnosed with a heart condition i and i i and i 30 0 Oa) Ob) Oc) Od) ii and iv i and iv