Staton-Smith Software is a new start-up company and will not pay dividends for the first five years of operation. It will then institute an annual cash dividend policy of $2.50 with a constant growth rate of 5%, with the first dividend at the end of year six. The company will be in business for twenty-five years total. What is the stock's price if an investor wants; a) 10% return? b) 15% return? c) 40% return?