Stavros is a self-employed carpenter who owns his own handyman services company. Stavros meets with Bernadette, an insurance agent, to discuss accident and sickness coverage. Stavros has opted in to contribute to Employment Insurance (EI) and also makes Canada Pension Plan (CPP) contributions. Which of the following statements about Stavros' existing coverage with EI and CPP is CORRECT?

a) CPP will provide benefits if Stavros is injured and unable to work for a short period of time.
b) EI will not provide Stavros coverage for illness or disability.
c) Stavros is required to pay both the employee and employer portions of the EI premiums.
d) If Stavros receives either CPP or EI benefits, they will be taxable as income