Stef purchased a $150,000 life insurance policy and named her three adult children as beneficiaries. Her policy designates a per capita settlement with the wording in equal shares to my children who survive me. If one of Stefs children were to predecease her, how much would each of the surviving two children be entitled to receive upon Stefs death? a. $25,000 b. $50,000 c. $75,000 d. $150,000