Stelani German, a 40-year-old woman, plans to rotire at apg 65 , and she wants to accumulate $500,000 over the next 25 years to supplement the retirement prograns provided by the federa government and her employer she expecta to eam an avplage annual fetum of about 6% by investing in a lowerisk portfolo containing about 20% short term securties, 30% commen stock, and sow bonds Stetani curmently has $32,620 that at an annual rate of retum of 6% will grow to about $140,000 by her 65 th bithday (the $140,000 figure is found using bime value of money tectiniques, Chapter 4 Appendix.) Sselani consults a finandal advisor to detemine how much thoney the should sove each yoar to meet her rotirement saviegs objective. The advisor teils Stetani that if she saves about $1823 esch year, she will acoumulate $1,000 ty age 65 . Saving 5 times that amount each year, $91.15, allows 5 tolani to aceumulate roughly $5,000 by age 65 . a. How mhth addtional money does Stetani need to accumulate over time to reach her goal of $400,000 ? b. How much must stelani save to accumblate the sum calculated in pac a wer the neat 25 years? a. To reachher poal of 5890,000 , sWtani nee0s to accumilale 1 (Round in the nearett dollar.)