Steven Cigarettes acquire.l bad habit of smoking in high school. Steven spends approximately $90 a month or $1,080 a year on cigarettes. He is not concerned with health issues, but he is keenly aware of financial issues. Show Steven how much he would have at retirement in 20 years if he invested $1,080 a year at 11% instead of smoking. (For calculation purposes, use 5 decimal ploces as displayed in the factor table provided. Round answer to 2 decimal ploces, es. 52.75.) Click here to vicw the factor table. Amount