Stock Y has a beta of $1\mathrm{.}45$ and an expected return of $13\mathrm{.}0$ percent. Stock Z has a beta of $\mathrm{.}90$ and an expected return of $10\mathrm{.}5$ percent. What would the risk$-$free rate have to be for the two stocks to be correctly priced relative to each other?

Note: Do not round intermediate calculations and enter your answer as a percent rounded to $2$ decimal places, e$.$g$.,32\mathrm{.}16.$