Stock Y has a beta of $1\mathrm{.}8$ and an expected return of $18\mathrm{.}2$ percent. Stock Z has a beta of $0\mathrm{.}8$ and an expected return

of $9\mathrm{.}6$ percent. If the risk$-$free rate is $5\mathrm{.}2$ percent and the market risk premium is $6\mathrm{.}7$ percent, the reward$-$to$-$risk

ratios for stocks Y and Z are and

percent, respectively. Since the SML reward$-$to$-$risk is percent, Stock Y is

and Stock Z is overvalued $.($Do not round intermediate calculations

and enter your answers as a percent rounded to $2$ decimal places, e$.$g$.,32\mathrm{.}16.)$