Stock Y has a beta of 1.5 and an expected return of 16.1 percent. Stock Z has a beta of 1.0. and an expected return of 11.2 percent. What would the risk-free rate have to be for the two stocks to be correctly priced? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.) Risk-free rate %