Stocks in the Standard and Poor's 500 (S&P500) index tend to go up more often then they go down. You decide to put 10% of your income into an S&P500 stock index to save for your future. After three years you realize that the value of your S&P500 fund account is less than the amount of money you've invested. Did you make a bad decision?

Question 21 options:

	No, you had made a good decision, but the market was bad during the first three years.
	Yes, you've lost money in the stock market.