stocks. What percentage of your monthly contribution will you allocate to each option? I would allocate entoyer stock: 20% money market fund: 20% bond fund: 30% equity fund: 30% just make sure to understand the risks involved in investments. - Your employer begins providing a Roth 401(k) account as an alternative to the traditional 401(k) account. Will you switch your monthly contribution to a Roth account? Why or why not? Yes I will switch. Because its pretax contributions, and any growth in the future will also be tax free so I will be getting high returns. I will aiso not pay taxes when I choose to retire. - Use the FIN 2010 'Personal Financial Plan' spreadsheet file to help you with estimating how much your retirement account will reach by the start of your retirement. estimated retirement account balance at retirement: - Use the FIN 2010 'Personal Financial Plan' spreadsheet file to help you with estimating how much your retirement account will be able to produce in income each year of your retirement. estimated retirement account yearly withdrawal