Storm Weather Industries manufactures weather equipment. Selected financial data for Storm Weather is presented below; use the information to answer questions 12-20.

Current Assets	As of Dec. 31, 2012	Dec. 31, 2011
Cash and cash equivalents	$ 376,843	$ 205,088
Marketable Securities	166,106	187,064
Accounts Receivable (net)	258,387	289,100
Inventories	424,493	391,135
Prepaid Expenses	55,369	25,509
Other current assets	83,053	85,029
Total Current Assets	1,364,251	1,182,925
Plant Property and Equipment	1,384,217	625,421
Long-Term Investment	568,003	425,000
Total Assets	$3,316,471	$2,233,346
Current Liabilities
Short-term borrowings	$ 206,376	$ 70,419
Current portion of long-term debt	155,000	168,000
Accounts payable	254,111	286,257
Accrued liabilities	273,658	166,983
Income taxes payable	97,735	178,911
Total Current Liabilities	986,880	870,570
Long-Term Debt	500,000	300,000
Deferred Income Taxes	215,017	262,404
Total Liabilities	1,701,897	$1,432,974
Common Stock	$ 425,250	$ 125,000
Additional Paid-in Capital	356,450	279,951
Retained Earnings	832,874	395,421
Total Stockholders' Equity	1,614,574	800,372
Total Liabilities and Stockholders' Equity	$3,316,471	$2,233,346

• StormWeatherscurrentratioin2012was:1.38, Storm Weathers quick ratio changed by what percentage from 2011 to 2012? +3.8%
• StormWeathersquickratioin2012was:0.81,StormWeathersliabilitiestoequityratioin2011was:1.79,StormWeatherslong-termdebttoequityratioin2012was:0.41,StormWeathersTimesinterestearnedratioin2012was:19.0,StormWeatherscashflowfromoperationstototaldebtratioin2012was:1.46,StormWeathersfreeoperatingcashflowtototaldebtratioin2012was:0.59.
• Questiontobeanswered: What is your overall assessment of the companys credit risk from the analyses in the previous questions? Explain.