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Straight bank loan. Left Bank has a standing rate of 7.7% (APR) for all bank loans and requires monthly payments. What is the monthly payment

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Straight bank loan. Left Bank has a standing rate of 7.7% (APR) for all bank loans and requires monthly payments. What is the monthly payment if a loan is for (a) $120,000 for 5 years, (b) $295,000 for 12 years, or (c) $1,100,000 for 25 years? What is the effective annual rate of each of these loans

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