struling with these two exercises. i dont know what i am doing wrong so please show the steps when doing this.

Derek will deposit $5,468.00 per year for 19.00 years into an account that earns 14.00%. The first deposit is made next year. He has $19,594.00 in his account today. How much will be in the account 48.00 years from today? Derek will deposit $1,748.00 per year for 10.00 years into an account that earns 4.00%. Assuming the first deposit is made 5.00 years from today, how much will be in the account 31.00 years from today