submission of documents For this you are required to provide THREE full sets of evidence. Each of these sets consist of documents demonstrating how you have applied the requirements within the six-step advice process to a range of client general insurance needs and scenarios. The assessment question provides a checklist of possible documents that relate to each step. You should use this to ensure you include the necessary relevant documentation; your organisation may have a different document name than that listed, which meets the same purpose. Document presentation So that the assessor can clearly evidence your process please prepare three separate PDFs, each containing one set of client documents clearly labelled as Clients 1, 2, 3. Each set should contain the following items in this order: 1.Brief summary of the type of client (business, individual, trust etc), what you are doing for them (new business / renewal / remarket) and any other relevant background information. 2.A list of Steps 1 to 6 (you could use the checklist supplied) naming the documents you have included in each step. You could number the documents sequentially, so they follow the order in your PDF. 3.Documents should follow the 6 step process. Ideally the documents should be in date order within each step, from oldest first to the most recent last. This so the assessor can read down through your PDF file starting from the first enquiry through to final placement. Common Documentation  you may have documents common to most or all clients such as your disclosure statement or about us document. For these, rather than include them within each client set, load them separately and refer to them in your client summary. Exceptions  in your brief summary you should also mention any exceptions to the standard set of documents. This might include where you have used templates rather than live client documents. Templates are available from the College if you do not have your own clients. Where you do not have clients please talk to your colleagues who can assist with templates from the workplace. File size  this can be an issue as files larger than 10Mb will not load onto the College system. If you need to split each client set, please ensure they are clearly labelled and remain in sequence. Contact your Student Liaison if you have any issues. Most importantly, if you want to ensure the assessment goes smoothly for you and your assessor, follow the above instructions.  For each of the identified solutions in (4 products), explain what specific actions could be taken to adjust the insurance structure, so that it aligns the solution with the clients situation. Your answers should be approximately 50 words for each product. Specific actions may include: ?Adjust wait period or excess ?Include or exclude optional benefits ?Offer and acceptance of special terms Answer explain the factors to be considered to incorporate existing insurance solutions into a new insurance recommendation, and when replacement business would be appropriate. 

explain community and/or public sources of support that could be available to the client, and the impact that this availability would have on the recommended insurance solution. This could be internal or external sources of support available to the client such as a WINZ, Public Health or ACC benefits. Explain your analysis process in suggesting this alternative source of support. Insurance product Explanation There are two parts to this task. Both tasks are based on the case study provided below. Chester and Chris have been living together for the last four years. They have no plans to get married but have two children together. Chris also has a 12 year old daughter, Ruby, from a previous relationship. They have the following insurance policies: Life insurance policy for $500,000  a jointly owned policy covering the lives of Chester and Chris Chriss income protection policy Chesters trauma insurance policy Chriss life insurance policy for $200,000 which she took out for the benefit of her daughter Family health insurance policy owned by Chester and Chris Business keyperson insurance policy for Linkin Enterprises Ltd, to enable Chesters business partner, Cornell, to buy Chriss share of the business, if anything were to happen to Chester. a explain to Chester and Chris the implications of policy ownership structures and roles on the insurance contract. Your answer should include at least three key considerations for policy ownership, such as who is intended to benefit from the policy, who has rights of access to, and ability to change, information held and how claim payments are distributed if they go into the insureds estate.