Subprime mortgages, which are loans to people who have not-so-good credit and/or ability to make loan payments for home purchases.Through the 2000s these types of loans became common and after the 2008-09 recession they became much less common.

Do you feel that subprime mortgages are good for the country and the individuals who take these mortgages.(Yes/No) and why?

Whichever position you take (for or against), please consider how more (or less) of these loans could have positive and negative effects.