Sue plans to save $3521, $0, and $5576 at the end of Years 1 to 3, respectively. What will her investment account be worth at the end of the Year 3 if she earns an annual rate of 4.96 percent?

(Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Note: It is highly recommended to use Excel (or Google Sheets) or a financial calculator to solve this problem.